For years, I've enjoyed chamber music, and for years I've puzzled over how a top-notch violinist finances the acquisition of a high performance violin on a musician's salary.  Short answer: they don't.  Collectors of objets-d'art enter into trust agreements with performers (no doubt the lawyers and tax accountants get a piece of the action) to the mutual benefit of everyone, particularly because musical instruments deteriorate if they're not played.  Although some performers own instruments that provide a capital gain at retirement (much like a taxi medallion) the trust agreement is common with some of the rarest instruments, such as the Lipinski Stradivarius, recently stolen from Milwaukee Symphony concertmaster Frank Almond by low-lives with ties to Milwaukee-area Democrat politicians, fortunately recovered in playable condition after good police work by Milwaukee's police department and the FBI.  Mr Almond and the violin appeared in a recent Milwaukee Symphony Pops concert, with several members of the Milwaukee police present as the orchestra's guests.

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