John Horvat argues the failure is here.
The discontent comes from the fact that the cooperative structures of our union are breaking down. People sense this and it is becoming unsustainable.
They've been deconstructed on purpose.
To deal with these internal tensions, the founders of our national co-op started out with a few general rules that keep it going. They insisted upon a vague moral code that keeps everyone honest. They imposed upon themselves a certain amount of self-discipline and hard work to keep things running.

The system worked fine until many people started breaking the co-op rules, denying the moral code and resenting the call for discipline. To deal with mounting chaos and disorder, those in our co-op system enacted more rules to keep order -- many more rules -- so many, in fact, that it made it almost impossible for anyone to get things done. At the same time, they watered down the moral code and discipline with a stifling system of political correctness that accommodates the prevailing moral laxity and suffocates any dissent. Unsurprisingly, people aren’t getting along anymore.

As a result, people are frustrated and angry. The co-op that used to be a kind of materialistic paradise has now become a straightjacket. The co-op is, so to speak, not paying out dividends but causing anxiety, depression, and stress.
First, stop enabling dysfunction. Or wait, the dissolute and undisciplined don't have much evolutionary advantage come the collapse.

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