Suniya Luthar, a psychologist at Arizona State University who studies families, is skeptical of the idea of paying kids on a per-chore basis. “How sustainable is it if you’re going to pay a child a dime for each time he picks up his clothes off the floor?” she says. “What are you saying—that you’re owed something for taking care of your stuff?”Or, put more simply, there's stuff that has to be done, and part of growing up is pitching in, even after the novelty wears off.
Luthar is not opposed to giving allowances, but she thinks it’s important to establish that certain core chores are done not because they’ll lead to payment, but because they keep the household running. “It’s part of what you do as a family,” Luthar says. “In a family, no one’s going to pay you to tie your own shoes or to put your clothes away.”
Luthar’s suggested approach to allowance is compatible with the regimen that the New York Times personal-finance columnist Ron Lieber outlines in his book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money. He advises that allowance be used as a means of showing children how to save, give, and spend on things they care about. Kids should do chores, he writes, “for the same reason we do—because the chores need to be done, and not with the expectation of compensation … Allowance ought to stand on its own, not as a wage but as a teaching tool.”The article notes that allowances might be a middle American thing, and perhaps more common among families with means. My impression is that a lot of allowances, even adjusting for inflation, even contemplating compensation for chores, are generous these days.